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Benefits of A Credit Union

More than one million people in Louisiana currently belong to a credit union. You, too, can enjoy the benefits of joining a credit union. Please Click Here to Search for a Credit Union to Join

Credit unions provide a broad range of financial services and products, such as ATMs and online banking, with professional, personal service, fewer fees, lower loan rates and higher savings rates. 

The benefits of joining a credit union include:

• Competitive Rates: Because credit unions are owned by their members, they return their earnings to you through reduced interest rates on loans, higher rates for on savings and fewer fees than other financial institutions. Click here for a side-by-side comparison of average Louisiana credit union and bank rates. 
  
  
• Service: Credit unions are committed to superior service, which makes them a smart choice for anyone choosing a financial institution. At a credit union, you are not just a customer. You’re a member.
  
  
• Security: Just like other financial institutions and banks, your deposits at a credit union are federally insured up to $100,000 by the National Credit Union Administration (NCUA). Individual Retirement Accounts or IRAs are separately insured to $100,000 each.
  
  
• Broad Range of Financial Services: Credit unions can provide great rates on checking, savings and CDs, and low interest on credit cards, auto and home loans. You can also enjoy a statewide ATM network and online banking through your credit union.
  
  
• Ownership: As a credit union member, you are an owner of your credit union.